What Is Bagisto Ecommerce?

Bagisto is an open-source ecommerce platform built using Laravel, a popular PHP framework. It allows businesses to create and manage online stores with features such as product management, shopping carts, customer accounts, order management, and payment processing.

Businesses can use Bagisto to build ecommerce websites according to their requirements and extend the platform's functionality using additional packages and custom development.

However, creating an online store is only the first step. To grow an ecommerce business, store owners also need to provide a smooth shopping experience, offer convenient payment methods, and encourage customers to complete their purchases.

One important area is the checkout process, especially for businesses selling to customers in India, where Cash on Delivery (COD) remains a popular payment option.

Common Ecommerce Challenges: COD Orders and RTO

Many Indian customers prefer Cash on Delivery because they can pay when their order arrives. While COD can help businesses reach more customers, it also comes with certain challenges.

Customers may place orders without serious purchase intent, change their minds before delivery, or refuse to accept their shipments. When an order cannot be delivered and returns to the seller, it is known as Return to Origin (RTO).

RTO can increase shipping expenses, packaging costs, and operational workload. It can also affect the profitability of an ecommerce business.

Another common problem is checkout abandonment. Some customers hesitate to pay the full product price online, particularly when purchasing from a store for the first time. Others prefer COD but may not want to make a full prepaid payment.

For Bagisto store owners, offering more flexible payment options can be one way to address these challenges.

Introducing the Bagisto Partial Payment Extension

To help Bagisto merchants offer more flexible payment options, VFix Technology has developed a Bagisto Partial Payment Extension.

This paid, proprietary extension allows customers to pay a portion of their order value online and pay the remaining balance at the time of delivery.

Instead of offering only full online payment or traditional Cash on Delivery, merchants can provide customers with another payment option during checkout.

For example, suppose a customer purchases a product worth ₹599.

The store can offer the following partial payment arrangement:

• Pay Online Now: ₹99

• Pay at Delivery: ₹500

The customer pays ₹99 online when placing the order and pays the remaining ₹500 when the product is delivered.

This approach gives customers more flexibility while encouraging them to make an initial financial commitment towards their purchase.

For merchants, it introduces another way to manage COD orders and potentially improve the checkout experience.

Key Features of the Bagisto Partial Payment Extension

The extension provides flexible payment configuration options, allowing merchants to manage advance payments according to their business requirements.

1. Percentage-Based Partial Payment

With percentage-based partial payment, store owners can configure the advance payment as a percentage of the product price.

For example, if a product costs ₹1,000 and the configured advance payment is 10%, the customer pays ₹100 online and the remaining ₹900 at delivery.

This option is useful when merchants want the advance payment to vary according to the product price.

It provides flexibility for stores selling products across different price ranges.

2. Fixed-Amount Partial Payment

Some businesses prefer to collect a fixed advance amount instead of calculating it as a percentage.

The extension also supports fixed-amount partial payments, allowing merchants to configure a specific amount that customers must pay online.

For example, if a product costs ₹799 and the configured advance amount is ₹99, the customer pays ₹99 online and the remaining ₹700 at delivery.

This option makes the payment structure easier to understand and gives merchants more control over their advance payment strategy.

3. Product-Level Partial Payment Configuration

Not every product needs the same payment arrangement. High-value products, lower-priced products, and products with different delivery risks may require different strategies.

The Bagisto Partial Payment Extension supports product-level partial payment configuration, allowing merchants to apply partial payment settings to individual products according to their business requirements.

For example, a store owner may want to enable partial payments for selected products while keeping other products under the regular payment options.

This flexibility helps merchants manage payment settings according to their product catalogue.

4. Maximum Partial Payment Amount Option

The extension also includes a maximum amount option, providing additional control over the advance payment collected online.

Merchants can configure an upper limit for the partial payment amount according to their payment strategy.

For example, a business may want to limit the online advance payment to ₹500 rather than collecting a higher amount upfront.

This feature helps merchants manage advance payment limits and create a payment structure that suits their operational requirements.

The final amount collected online depends on the configured payment rules and applicable product settings.

How Can Partial Payment Help Increase Ecommerce Conversions?

A convenient checkout process can make a difference in whether customers complete their purchases.

Some customers may hesitate to pay the full amount online, even when they are interested in a product. Others may prefer COD because they are more comfortable paying when their order arrives.

Partial payment offers an alternative that combines an initial online payment with payment of the remaining balance at delivery.

For example, a customer purchasing a product worth ₹1,500 may feel more comfortable paying ₹150 online and the remaining ₹1,350 at delivery, provided the store offers this arrangement.

By providing another payment choice, merchants may encourage some hesitant customers to complete their orders instead of abandoning their carts.

The actual impact on conversions depends on the products, customers, pricing, and checkout experience. Merchants should monitor their conversion rates and abandoned checkouts to measure the results.

How Can Partial Payment Help Reduce RTO Orders?

One potential benefit of partial payment is stronger purchase commitment.

When customers pay a portion of the order value online, they have already made a financial commitment before the shipment is dispatched. This may discourage some non-serious buyers and encourage customers to accept their deliveries.

Partial payment may also help merchants offset some shipping-related losses when a COD order is returned, depending on the amount collected and the applicable refund policy.

Although it cannot eliminate every RTO order, this approach gives merchants another tool for managing COD-related risks.

Combined with order verification, clear delivery communication, and reliable logistics, partial payment can form part of a broader strategy to improve ecommerce operations.

Why Choose VFix Technology's Bagisto Partial Payment Extension?

VFix Technology develops ecommerce extensions and solutions for businesses using Bagisto and Laravel.

Our Bagisto Partial Payment Extension is designed for merchants who want greater control over checkout payments and more flexibility in how customers pay for their orders.

Key features and benefits include:

• Percentage-based partial payment configuration.

• Fixed-amount partial payment configuration.

• Product-level partial payment settings.

• Maximum partial payment amount option.

• Online advance payment with the remaining balance payable at delivery.

• Flexible payment settings to suit different business requirements.

• A potential strategy for improving conversions and managing COD-related RTO risks.

The extension is paid proprietary software and is not open source.

If you operate a Bagisto store and want to introduce partial payments, contact VFix Technology to enquire about purchasing and installing the extension.

Conclusion

Bagisto provides a foundation for building and managing ecommerce stores, but businesses often need additional functionality to meet their sales and operational goals.

The Bagisto Partial Payment Extension by VFix Technology adds another payment option that allows customers to pay a portion of their order value online and the remaining balance at delivery.

With percentage-based payments, fixed amounts, product-level configuration, and a maximum payment amount option, merchants can configure partial payments according to their requirements.

For businesses looking to make checkout more flexible, encourage purchase commitment, and manage COD-related RTO risks, partial payment may be a useful addition to their ecommerce strategy.

Buy or Install the Bagisto Partial Payment Extension

Are you looking to add partial payment functionality to your Bagisto ecommerce store?

Contact Vfix Technology for pricing, purchasing, and installation enquiries. Our team can help you understand the extension's features and compatibility with your Bagisto store.

Email: info@vfixtechnology.com

Phone / WhatsApp: +91 8447 525 204

WhatsApp Enquiry: Click here to enquire about buying the Bagisto Partial Payment Extension

Send us a message to learn more about the extension and discuss your requirements.