Get Appointment

Blog Single

ICICI Bank UPI Payment Gateway for Bagisto: 0% MDR, Real Time Settlement, No GSTIN Headache

  • Vfix Technology
  • 19 Oct 2026
  • Bagisto
  • 7 Views

If you run an online store on Bagisto and you are tired of payment gateways rejecting your application, this post is for you. We have built a ready ICICI Bank UPI payment gateway package for Bagisto that gives you 0% MDR fee, real time settlement, and no GSTIN or complicated document requirement. Yes, you read that right.

The Real Problem: Payment Gateways Reject Small Sellers

Ask any small or new online seller in India. The story is always the same. You apply on Razorpay, PayU, Cashfree or some other big gateway. They ask for GSTIN. They ask for business proof, turnover details, website policy pages, and many other documents. Many times they simply reject the application. Sometimes they approve and then hold your settlement for days.

For a new D2C brand, a small shop, a reseller, or someone selling digital products, this becomes a big block. You have a good product, a good Bagisto store, but no way to collect money properly.

This is where the ICICI Bank UPI payment gateway changes everything.

What Is This Bagisto UPI Package?

We have created a complete payment gateway package for Bagisto, the popular open source ecommerce platform. Once installed, your customers can pay directly through ICICI Bank UPI – using any UPI app like Google Pay, PhonePe, Paytm, BHIM or their own bank app.

The money comes to your account with real time settlement. There is 0% MDR fee, which means you keep 100% of what your customer pays. No deduction, no hidden charges.

And the best part – no GSTIN requirement and no long list of complicated documents that big gateways ask for.

Why This Is The Best Solution For Indian Sellers

Let me list the benefits in simple points:

  • 0% MDR fee – You pay nothing per transaction. Compare this to 2% charged by most gateways. On ₹1 lakh sales, you save ₹2,000.

  • Real time settlement – Money reaches you fast, not after 2-3 days or T+7 like some gateways.

  • No GSTIN requirement – New sellers, small shops and unregistered businesses can also start accepting payments.

  • No complicated KYC – Simple onboarding, no endless document follow up.

  • Best backup option – If Razorpay, PayU or any other gateway has rejected you, this is the perfect alternative.

  • Built for Bagisto – Native package, easy to install, works smoothly with your existing store.

  • UPI is trusted – Indian customers love UPI. Fast checkout means fewer abandoned carts and more sales.

Who Should Use This Gateway?

This ICICI Bank UPI package is perfect for:

  • Small and new online sellers who do not have GSTIN

  • D2C brands who want to save on MDR charges

  • Sellers who got rejected by Razorpay, PayU or similar gateways

  • Resellers, Instagram sellers and local shops moving online

  • Stores selling digital products, services or low ticket items

  • Any Bagisto store owner who wants real time settlement

UPI Is The Future Of Indian Payments

India runs on UPI. Crores of transactions happen every day. Customers now expect a smooth UPI checkout on every website. If your Bagisto store does not have UPI, you are losing sales every single day. With this package, you join the UPI revolution without paying heavy MDR fees or running behind documents.

Simple To Install, Simple To Use

The package is made for Bagisto, so installation is straightforward. Your developer can set it up quickly. Once live, your customers see UPI as a payment option at checkout. They pay through their favourite UPI app. You get the confirmation and the settlement in real time. That is it.

Final Words

Do not let payment gateway rejections or high MDR fees stop your online business. Our ICICI Bank UPI payment gateway package for Bagisto gives you 0% MDR, real time settlement and a simple onboarding process with no GSTIN headache.

This is one of the most practical payment solutions available for Indian sellers today. If big gateways have rejected you before, this is your chance to start accepting UPI payments the easy way.

Contact Us Today

Want to install this gateway on your Bagisto store or have any questions?

Call us now: +91 8447 525 204

WhatsApp us: Click here to chat on WhatsApp

Our team will guide you through the setup and answer all your questions. Start accepting UPI payments with 0% MDR and real time settlement today!


Note: Please verify the final gateway terms, settlement timelines and compliance requirements with ICICI Bank before publishing, as bank policies may change.

Tags
Share :


+91 8447 525 204 Request Estimate